Is It Necessary to Hire a Public Insurance Adjuster?

If you need to file an insurance claim, it can quickly get overwhelming. Your insurance company may request many documents, appointments, and more following a claim. Then you may not even get as much money as you were expecting. Working with an Orlando public adjuster from Central Florida Property Claims can make the process easier.

What is a Public Adjuster?

A public adjuster in Florida is an individual licensed through the state to work on claims. The significant difference between a public adjuster and the one assigned by your insurance company is that a public adjuster only works for you.

Typically, public adjusters receive a percentage of the claim award they negotiate for you. That means there are no upfront fees if you need an Orlando public adjuster from Central Florida Property Claims.

A public adjuster from Central Florida Property Claims can start working on a claim at any point in the process. However, the sooner you bring a public adjuster onto your case, the more likely you will receive a favorable outcome. They can even help with your initial claim filing.

Why Do People Hire Public Adjusters in Orlando?

There are many reasons to bring an Orlando public adjuster onto your case. Orlando does experience natural disasters, such as hurricanes and flooding. Often, these events mean you will need to file a claim with one or more insurance companies.

Time

Handling an insurance claim always takes more time than you intend it to. Filing the initial claim, handling all of the additional requests for information, and understanding the value of your case also eat up your valuable time.

When you contact an Orlando public adjuster from Central Florida Property Claims, the public adjuster takes over all communication with the insurance company in most cases. Then the office only asks you for what's necessary in one contact, which optimizes your time.

Expertise

Insurance plans are often long and convoluted, especially for commercial buildings. Many insurance companies do not make working with them any easier. Public adjusters spend their days handling insurance claims, so they are experts on reading all the legal speak.

This expertise and experience are often valuable to your case. While this may be your first or second insurance claim, public adjusters at Central Florida Property Claims in Orlando have years of experience negotiating.

Protection

While most insurance adjusters are good people, this does not mean the insurance company has your best interests in mind. Unfortunately, it's possible for your case to be undervalued or for your insurance company to break the law.

Having a public adjuster from Orlando who lives and works in the community offers a layer of protection. A public adjuster from Central Florida Property Claims has no divided loyalties and can spot any issues in your case.

Fair Value

Lastly, hiring a public adjuster may increase the award amount you receive at the end of the claim process. A good public adjuster will read your insurance policy and find every clause you qualify for as well as inspecting the damage personally.

A Central Florida Property Claims public adjuster ensures that your insurance company cannot overlook damage in the claim rush after a storm or flood. Plus, these Orlando public adjusters will handle the entire process and negotiate for what you need to truly recover.